If you want the best mortgage rate, you’ll need to have a high credit score. The current best 5-year fixed rate of 3.54% is easy to get if you have a credit score higher than 760, but at lower score...
Chris 01/28/2019
Almost half of all Canadians have at least one annual fee credit card. That means that the other half don’t have one, preferring a no-fee credit card. With such an even split between Canadians, whi...
Chris 01/18/2019
Often the most value you’ll get out of your rewards credit card is with the signup bonus. It can make signing up for a new credit card very rewarding, often giving you hundreds of dollars in value f...
Chris 01/17/2019
Right now is the best time to start making plans for next Christmas. We’ve just passed that last holiday so we’re still in holiday mode, and we haven’t gotten our credit card statements yet so w...
Chris 01/13/2019
A balance transfer credit card is credit card that’s used to pay off other credit cards. Unlike making a purchase, which can be done in seconds either at a store or online as many times as you like...
Chris 01/06/2019
The Government of Canada recently released statistics that showed nearly 32,000 new jobs being added in June of this year, ahead of the 20,000 jobs that were expected. This is not as good as it so...
Chris 01/03/2019
When you get your credit card statement, you’ll see 2 numbers. The first is your credit card minimum payment, which is the least amount of money you need to pay on your credit card. The second is ...
Chris 01/02/2019
One BMO Reward Point is worth $0.0077 on average. This is very close to what BMO states on their website - $1.00 of travel for 140 points. However, the real redemption value varies greatly depending ...
Chris 12/23/2018
The Scotia Passport Visa Infinite is one of a handful of credit cards in Canada that have no foreign transaction fee. Seriously – I could hold all of the no-forex-fee cards in one hand. So what do w...
Chris 12/21/2018
One RBC Avion point is worth $0.0143 on average. However, redemption value varies depending on your destination or starting point. As a result, some locations are much more lucrative than others to fl...
Chris 12/20/2018
Updated January 16, 2018 There are many things you can do with a TFSA (which yo...
One CIBC Aventura point is worth $0.0133, on average. However, redemption v...
Monday July 23, 2018The Canadian housing market is warming up — here’s whyDi...
It’s going to be easier for self-employed Canadians to get a mortgage, thanks ...
