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20181119015451-what should i do if my mortgage application is denied.jpg

Getting denied for a mortgage is more than disheartening – it can have serious financial consequences if you submitted an offer on a home without a financing condition. That’s why we always recomm...

Chris Chris 11/19/2018
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One BMO Reward Point is worth $0.0077 on average. This is very close to what BMO states on their website - $1.00 of travel for 140 points. However, the real redemption value varies greatly depending ...

Chris Chris 11/16/2018
20181112023741-what is the mortgage stress test in canada.jpg

Have you heard of the mortgage stress test? Many Canadians haven’t, and are surprised to learn that they can’t afford as much house as they thought they could. Don’t be caught off-guard!   Th...

Chris Chris 11/12/2018
20181109042447-How much can i afford on 100k.jpeg

It’s expensive in Canada. Anyone can tell you that. Between overpaying for car insurance to the world’s highest cell phone bills, we’re an expensive nation. Add on to that the high price of real...

Chris Chris 11/09/2018
20181109103603-Scotiabank Passport™ Visa Infinite Card.png

The Scotia Passport Visa Infinite is one of a handful of credit cards in Canada that have no foreign transaction fee. Seriously – I could hold all of the no-forex-fee cards in one hand. So what do w...

Chris Chris 11/09/2018
20181106045847-avion rewards.png

One RBC Avion point is worth $0.0143 on average. However, redemption value varies depending on your destination or starting point. As a result, some locations are much more lucrative than others to fl...

Chris Chris 11/06/2018
20181106115345-hacking credit card rewards 2018.jpeg

There are over two hundred different credit cards in Canada, but they all do one thing the same – allow you to spend your money. So why should you choose one over another?The answer is: rewards.Bu...

Chris Chris 11/06/2018
20181102035636-pros and cons of mortgage brokers.jpg

With interest rates on the rise, homeowners and home buyers need to seriously consider how to get the best mortgage rate in Canada. The Bank of Canada has already raised interest five times sin...

Chris Chris 11/02/2018
20181102021609-what it costs to break a mortgage.jpg

One day you may find yourself in a beautiful house, with abeautiful wife, and ask yourself “How did I get here – with this interest rate?”Or maybe you aren’t living in a Talking Heads referenc...

Chris Chris 11/01/2018
20181030043700-renewing vs refinancing.jpg

It’s no secret that homes in Canada are becoming more expensive. The average price of a home in Canada is $486,917, but that’s heavily skewed by the markets in Toronto and Vancouver, where the ...

Chris Chris 10/30/2018
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